Expert Peer-to-Peer Investments.
Earn up to 3.54%*
Invest in buy-to-let mortgages and earn regular monthly returns.
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£189m+
Lent -
849
Mortgages funded -
£270m+
Total property value -
Why Landbay?
Invest in buy-to-let mortgages
- Regular monthly returns paid direct to your investment account
- Investments secured against UK property and backed by the resilient UK rental market
- Opportunity to access your funds via the secondary market, subject to the availability of secondary investors
Caring for your investment
- Expert team of underwriters assess the quality of every mortgage application
- We diversify your funds across multiple mortgages, so your interest does not rely on the repayment of any single one
Dedicated customer support
- Contact our investment support team via phone, email or live chat
Rates and fees
| Set-up fee | FREE |
| Monthly fee | FREE |
| Fixed rate secondary market fee | 0.20% + |
| Minimum initial investment | £100 |
Returns are based on current available rates and are not guaranteed.
How it works
In a nutshell
Make more of your money
When you make any investment, we use our peer-to-peer platform to direct your funds into the buy-to-let mortgages of responsible borrowers.
Select your preferred rate and make an investment, via your account.
We divide your investment across multiple buy-to-let mortgages, so that the interest you earn does not rely on the repayment of any single one.
Borrowers make monthly repayments on their Landbay mortgage. Once we receive it, we pay your interest directly into your investment account.
Accessing your money early
Accessing your money early
At Landbay, your funds are matched to mortgages for a period of up to 25 years. However, for most of our mortgages, the average expected duration is 4 years.
We understand that, within this time, things can change, meaning you might wish to withdraw your investment early. That's why we provide you with the opportunity to sell your investment on the secondary market, subject to the availability of secondary investors. This typically takes a few weeks, although we cannot guarantee that we will always be able to sell your investment. There may be a small fee associated with Fixed rate investments. Click
Minimising risk
Investment calculator
Select your investment amount and preferred rate to work out how much you could earn.
I want to invest:
£
Your capital is at risk. All calculated returns are based on current available rates, assuming that all interest earned is auto-reinvested and are not guaranteed predictions of interest repayments.
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Strategic partnership with Zoopla
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Authorised and regulated by
the Financial Conduct Authority -
Member of the Peer‐to‐Peer Finance
Association (P2PFA) -
Member of UK Finance
Lionel
Landbay investor
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"It works! Simple."
"
Calvin
Landbay investor
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"Simple and straightforward."
"
Alistair
Landbay investor
"
"Simple to use, speedy and efficient."
"
Investing with Landbay is simple
Open your account
We require your bank and personal details to verify your identity as part of our regulatory obligations.
Select your rate
Choose the rate at which you want to invest and enter your preferred investment amount.
Make your investment
Complete your investment by making a Visa debit card payment online or transferring funds from your bank account. We never store your card details.
Earn interest within 24-hours
You will begin earning interest within 24-hours of your funds being matched to a mortgage. This will be paid monthly, direct to your investment account. Choose whether to withdraw your interest or automatically reinvest it to benefit from compounding.
