*Returns are based on current available rates and are not guaranteed. Your capital is at risk.
  • £437m+

  • 1,709+

    Mortgages funded
  • £596m+

    Total property value

Why Landbay?

Invest in buy-to-let mortgages

  • Regular monthly returns paid direct to your investment account
  • Investments secured against UK property and backed by the resilient UK rental market
  • Opportunity to access your funds via the secondary market, subject to the availability of secondary investors

Caring for your investment

  • Expert team of underwriters assess the quality of every mortgage application
  • We diversify your funds across multiple mortgages, so your interest does not rely on the repayment of any single one

Dedicated customer support

  • Contact our investment support team via phone, email or live chat

Rates and fees

Set-up fee FREE
Monthly fee FREE
Fixed rate secondary market fee 0.20% +
Minimum initial investment £100
Returns are based on current available rates and are not guaranteed.
  • FCA
    Authorised and regulated by the
    Finacial Conduct Authority
  • P2PFA
    Member of the Peer-to-Peer
    Finance Association (P2PFA)
  • Zoopla
    Parthership with Zoopla
  • 2018 Property Finance Platform of the Year
    2018 Property Finance
    Platform of the Year
  • Deloitte Fast 50 Winner 2018
    Positioned 20th in the Deloitte
    Fast 50 ranking

How it works

In a nutshell

Make more of your money

When you make any investment, we use our peer-to-peer platform to direct your funds into the buy-to-let mortgages of responsible borrowers.
Select your preferred rate and make an investment, via your account.
We divide your investment across multiple buy-to-let mortgages, so that the interest you earn does not rely on the repayment of any single one.
Borrowers make monthly repayments on their Landbay mortgage. Once we receive it, we pay your interest directly into your investment account.

Accessing your money early

Early withdarawl

Accessing your money early

At Landbay, your funds are matched to mortgages for a period of up to 30 years. However, for most of our mortgages, the average expected duration is 4 years.

We understand that, within this time, things can change, meaning you might wish to withdraw your investment early. That's why we provide you with the opportunity to sell your investment on the secondary market, subject to the availability of secondary investors. As an estimate, this typically takes a few weeks. However, please note we cannot guarantee that we will always be able to sell your investment. There may be a small fee associated with Fixed rate investments. Click here to find out more.

Minimising risk

Investment calculator

Select your investment amount and preferred rate to work out how much you could earn.

I want to invest:

Your capital is at risk. All calculated returns are based on current available rates, assuming that all interest earned is auto-reinvested and are not guaranteed predictions of interest repayments.

Investing with Landbay is simple

Open your account

We require your bank and personal details to verify your identity as part of our regulatory obligations.

Select your rate

Choose the rate at which you want to invest and enter your preferred investment amount.

Make your investment

Complete your investment by making a Visa debit card payment online or transferring funds from your bank account. We never store your card details.

Earn interest within 24-hours

You will begin earning interest within 24-hours of your funds being matched to a mortgage. This will be paid monthly, direct to your investment account. Choose whether to withdraw your interest or automatically reinvest it to benefit from compounding.

Open your account with Landbay
Choose your rate with Landbay
Make your investment with Landbay
Earn interest with Landbay