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Product Product type Rate Max LTV* Min loan Max loan Product fee ICR BTL calculator
Remortgage Free Property Valuation Standard 2 Year Fixed Standard 2 Year Fixed 3.29% 75% £30k £1M 1.75% 5.50%
Standard 5 Year Fixed Standard 5 Year Fixed 3.49% 75% £150k £1M 1.75% 4.50%
Standard 5 Year Fixed 3.59% 75% £30k £1M 1.75% 3.59%
Special Edition Standard Standard 2 Year Fixed Standard 2 Year Fixed 2.95% 60% £30k £1.0M 1.50% 5.50%
Standard 2 Year Fixed 3.09% 70% £30k £1.0M 1.50% 5.50%
Standard 5 Year Fixed Standard 5 Year Fixed 2.99% 50% £30k £1.0M 1.50% 2.99%
Standard 5 Year Fixed 3.34% 60% £30k £1.0M 1.50% 3.34%
Standard 5 Year Fixed 3.39% 70% £30k £1.0M 1.50% 3.39%
Special Edition New Build Standard 2 Year Fixed Standard 2 Year Fixed 3.09% 60% £30k £500k 1.50% 5.50%
Standard 5 Year Fixed Standard 5 Year Fixed 3.34% 60% £30k £500k 1.50% 3.59%
Special Edition Small HMO Small HMO 2 Year Fixed Small HMO 2 Year Fixed 3.35% 70% £30k £1M 1.75% 5.50%
Small HMO 5 Year Fixed Small HMO 5 Year Fixed 3.59% 70% £30k £1M 2.00% 3.59%
Trading Company Standard 2 Year Fixed Standard 2 Year Fixed 3.39% 75% £100k £1M 1.50% 5.50%
Standard 5 Year Fixed Standard 5 Year Fixed 3.69% 75% £100k £1M 1.75% 3.69%
Small HMO 2 Year Fixed Small HMO 2 Year Fixed 3.65% 75% £100k £1M 2.00% 5.50%
Small HMO 5 Year Fixed Small HMO 5 Year Fixed 3.99% 75% £100k £1M 2.00% 3.99%
Small MUFB 2 Year Fixed Small MUFB 2 Year Fixed 3.65% 75% £100k £1M 2.00% 5.50%
Small MUFB 5 Year Fixed Small MUFB 5 Year Fixed 3.99% 75% £100k £1M 2.00% 3.99%
Remortgage
Non-Portfolio
Standard 2 Year Fixed Standard 2 Year Fixed 3.14% 75% £100k £1M 1.50% 5.50%
Standard 5 Year Fixed Standard 5 Year Fixed 3.44% 75% £100k £1M 1.50% 3.44%
Free Valuation Remortgage
Non-Portfolio
Standard 2 Year Fixed Standard 2 Year Fixed 3.14% 75% £100k £1M 1.75% 5.50%
Standard 5 Year Fixed Standard 5 Year Fixed 3.44% 75% £100k £1M 1.75% 3.44%
Standard 2 Year Fixed Standard 2 Year Fixed Standard 2 Year Fixed 3.19% 60% £30k £1.5M 1.50% 5.50%
Standard 2 Year Fixed 3.24% 70% £30k £1.5M 1.50% 5.50%
Standard 2 Year Fixed 3.29% 75% £30k £1M 1.50% 5.50%
Standard 2 Year Fixed 3.79% 80% £100k £750k 2% 5.50%
New Build Standard 2 Year Fixed New Build Standard 2 Year Fixed 3.49% 75% £30k £750k 1.75% 5.50%
Standard 5 Year Fixed Standard 5 Year Fixed Standard 5 Year Fixed 3.45% 60% £30k £1.5M 1.50% 3.45%
Standard 5 Year Fixed 3.49% 65% £1.5M £2M 1.75% 3.49%
Standard 5 Year Fixed 3.49% 70% £30k £1M 1.50% 3.49%
Standard 5 Year Fixed 3.59% 75% £30k £1M 1.50% 3.59%
Standard 5 Year Fixed 3.99% 80% £100k £750k 2% 3.99%
New Build Standard 5 Year Fixed New Build Standard 5 Year Fixed 3.69% 75% £30k £750k 1.75% 3.69%
Remortgage Only Standard 5 Year Fixed Standard 5 Year Fixed 3.49% 75% £150k £1M 1.50% 4.50%
Cashback Standard 5 Year Fixed Standard 5 Year Fixed 3.49% 70% £1M £1.5M 1.50% 3.49%
HMO/MUFB Small HMO 2 Year Fixed Small HMO 2 Year Fixed 3.49% 70% £30k £1.5M 1.75% 5.50%
Small HMO 2 Year Fixed 3.59% 75% £30k £1M 1.75% 5.50%
Small HMO 5 Year Fixed Small HMO 5 Year Fixed 3.79% 70% £30k £1.5M 2.00% 3.79%
Small HMO 5 Year Fixed 3.89% 75% £30k £1M 2.00% 3.89%
Small MUFB 2 Year Fixed Small MUFB 2 Year Fixed 3.49% 70% £30k £1.5M 1.75% 5.50%
Small MUFB 2 Year Fixed 3.59% 75% £30k £1M 1.75% 5.50%
Small MUFB 5 Year Fixed Small MUFB 5 Year Fixed 3.79% 70% £30k £1.5M 2.00% 3.79%
Small MUFB 5 Year Fixed 3.89% 75% £30k £1M 2.00% 3.89%
Large HMO 2 Year Fixed Large HMO 2 Year Fixed 3.85% 70% £30k £1.5M 2.00% 5.50%
Large HMO 2 Year Fixed 3.99% 75% £100k £1M 2.00% 5.50%
Large HMO 5 Year Fixed Large HMO 5 Year Fixed 4.09% 70% £30k £1.5M 2.00% 4.09%
Large HMO 5 Year Fixed 4.19% 75% £100k £1M 2.00% 4.19%
Large MUFB 2 Year Fixed Large MUFB 2 Year Fixed 3.85% 70% £30k £1.5M 2.00% 5.50%
Large MUFB 2 Year Fixed 3.99% 75% £100k £1M 2.00% 5.50%
Large MUFB 5 Year Fixed Large MUFB 5 Year Fixed 4.09% 70% £30k £1.5M 2.00% 4.09%
Large MUFB 5 Year Fixed 4.19% 75% £100k £1M 2.00% 4.19%
New Build Small HMO 2 Year Fixed New Build Small HMO 2 Year Fixed 3.69% 75% £30k £750k 1.75% 5.50%
New Build Small HMO 5 Year Fixed New Build Small HMO 5 Year Fixed 3.99% 75% £30k £750k 2.00% 3.99%
New Build Small MUFB 2 Year Fixed New Build Small MUFB 2 Year Fixed 3.69% 75% £30k £750k 1.75% 5.50%
New Build Small MUFB 5 Year Fixed New Build Small MUFB 5 Year Fixed 3.99% 75% £30k £750k 2.00% 3.99%
Tracker Standard Term Tracker Standard Term Tracker 3.30% (3.20% + BBR) 60% £30k £1.5M 2.00% 5.50%
Standard Term Tracker 3.55% (3.45% + BBR) 70% £30k £1.5M 2.00% 5.50%
Standard Term Tracker 3.55% (3.45% + BBR) 75% £30k £1.0M 2.00% 5.50%
New Build Standard Term Tracker New Build Standard Term Tracker 3.55% (3.45% + BBR) 75% £30k £750k 2.00% 5.50%
Small HMO Tracker Small HMO Tracker 3.45% (3.35% + BBR) 60% £30k £1.5M 2.00% 5.50%
Small HMO Tracker 3.55% (3.45% + BBR) 70% £30k £1.5M 2.00% 5.50%
Small HMO Tracker 3.55% (3.45% + BBR) 75% £30k £1.0M 2.00% 5.50%
Small MUFB Tracker Small MUFB Tracker 3.45% (3.35% + BBR) 60% £30k £1.5M 2.00% 5.50%
Small MUFB Tracker 3.55% (3.45% + BBR) 70% £30k £1.5M 2.00% 5.50%
Small MUFB Tracker 3.55% (3.45% + BBR) 75% £30k £1.0M 2.00% 5.50%
New Build Small HMO Term Tracker New Build Small HMO Term Tracker 3.55% (3.45% + BBR) 75% £30k £750k 2.00% 5.50%
New Build Small MUFB Term Tracker New Build Small MUFB Term Tracker 3.55% (3.45% + BBR) 75% £30k £750k 2.00% 5.50%
Large HMO Tracker Large HMO Tracker 4.05% (3.95% + BBR) 60% £30k £1.5M 2.00% 5.50%
Large HMO Tracker 4.10% (4.00% + BBR) 70% £30k £1.5M 2.00% 5.50%
Large MUFB Tracker Large MUFB Tracker 4.05% (3.95% + BBR) 60% £30k £1.5M 2.00% 5.50%
Large MUFB Tracker 4.10% (4.00% + BBR) 70% £30k £1.5M 2.00% 5.50%
There are no products available matching the selected criteria. Please adjust the filters above to see what range of products we offer or speak to your BDM for further criteria questions.
3 months LIBOR repriced on the 1st April 2021 at 0.08%. BBR repriced on the 1st April 2021 at 0.10%.
Cashback will be paid directly to the borrower once the first mortgage payment is received.

Our Application Fees - Valuation and Administration

Standard Small HMO Large HMO/MUFB
Up to £150,000 £230 (+£150 admin fee) £550 (+£150 admin fee) £875 (+£150 admin fee)
£150,001 - £200,000 £255 (+£150 admin fee) £580 (+£150 admin fee) £875 (+£150 admin fee)
£200,001 - £250,000 £285 (+£150 admin fee) £580 (+£150 admin fee) £950 (+£150 admin fee)
£250,001 - £300,000 £340 (+£150 admin fee) £580 (+£150 admin fee) £1025 (+£150 admin fee)
£300,001 - £400,000 £395 (+£150 admin fee) £650 (+£150 admin fee) £1200 (+£150 admin fee)
£400,001 - £500,000 £450 (+£150 admin fee) £750 (+£150 admin fee) £1325 (+£150 admin fee)
£500,001 - £600,000 £510 (+£150 admin fee) £790 (+£150 admin fee) £1450 (+£150 admin fee)
£600,001 - £700,000 £560 (+£150 admin fee) £860 (+£150 admin fee) £1575 (+£150 admin fee)
£700,001 - £800,000 £640 (+£150 admin fee) £930 (+£150 admin fee) £1700 (+£150 admin fee)
£800,001 - £900,000 £700 (+£150 admin fee) £1000 (+£150 admin fee) £1825 (+£150 admin fee)
£900,001 - £1,000,000 £790 (+£150 admin fee) £1090 (+£150 admin fee) £1950 (+£150 admin fee)
£1,000,001 - £1,200,000 £895 (+£150 admin fee) Quote Quote
£1,200,001 - £1,400,000 £1050 (+£150 admin fee) Quote Quote
£1,400,001 - £1,600,000 £1205 (+£150 admin fee) Quote Quote
£1,600,001 - £1,800,000 £1410 (+£150 admin fee) Quote Quote
£1,800,001 - £2,000,000 £1670 (+£150 admin fee) Quote Quote
Over £2,000,000 Quote Quote Quote
A large HMO will be classed as any property with more than 6 bedrooms. Where there are 7 occupants in a 6 or less bedroom HMO the large HMO scale may be used. If the surveyor deems the property to be of certain complexity, a quote will be required, which may result in an additional charge.