Your simple rate of interest is 3.49% pa. The total rate equals 3.54% annualised assuming auto reinvestment of all interest over a 1 year period. Your rate of interest could be fixed for a period of up to 5 years before you automatically switch to a variable rate.
The time period of your fixed rate may vary depending on the loans your investment is allocated to, read more here.
Your simple rate of interest is 2.50% pa above LIBOR (London Interbank Offered Rate). When LIBOR changes, your Tracker Rate changes too.
3–Month LIBOR, repriced on a quarterly basis. Last repriced on 01 April 2018 at 0.61% pa. The total expected rate equals 3.15% annualised assuming auto reinvestment of all interest over a 1 year period.
Landbay is authorised and regulated by the FCA; peer‐to‐peer lending is not covered by the FSCS. Your capital is at risk. For more details please refer to our full Risk Statement.
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We collect your personal details, verify your identity for anti‐money laundering purposes and create your Landbay Classic Investment Account. You can register the account to yourself or to a UK registered company.
In your Landbay Classic Investment Account choose a product and invest funds using a debit card or bank transfer. Ensure you have read our Risk Statement before investing.
We diversify your investment by allocating it directly to multiple loans. You’ll start earning interest within 24 hours of allocation.
This is an easy to use website with clearly articulated risk statements.
Nice and easy to use website, competitive interest rates with loans well secured against property.