Invest in a Property‐Backed ISA from £5,000

The Property‐Backed ISA is the latest in our line of peer‐to‐peer investments following the introduction of the Innovative Finance ISA from HM Treasury in 2016. A Landbay ISA investment is the same as a Classic investment with a tax‐free wrapper.

  • Invest up to your annual tax‐free ISA allowance of £15,240.
  • Transfer in previous or current tax year ISA funds into your Landbay Property‐Backed ISA.
  • Your investment starts earning interest within 24 hours of receipt of cleared funds, subject to mortgage investments being available.
  • No investment fees.
  • We automatically diversify your investment across multiple buy‐to‐let mortgages with terms of up to ten years.
  • You receive monthly interest payments which you can withdraw or reinvest.
  • Sell your investment on the secondary market at any time, subject to our ability to reallocate your invested loan parts.
  • Our Reserve Fund exists in case a borrower misses a payment or defaults. To date we’ve had none.