Invest in an Innovative Finance ISA from £1,000

  • Invest up to your annual tax‐free ISA allowance of £15,240.
  • Transfer in previous or current tax years ISA funds into your Landbay Innovative Finance ISA.
  • Your investment starts earning interest within 24 hours of receipt of cleared funds, subject to mortgage investments being available.
  • No investment fees.
  • We automatically diversify your investment across multiple buy‐to‐let mortgages with terms of up to ten years.
  • You receive monthly interest payments which you can withdraw or reinvest.
  • Sell your investment at any time on the secondary market, subject to Landbay’s ability to reallocate your invested loan parts.
  • Our Reserve Fund exists in case a borrower misses a payment or defaults. To date we’ve had none.