Terms and Conditions

1. The Agreement

1.1 Our Agreement with you is constituted by these Terms and Conditions together with the Product Particulars. The Agreement sets out the terms on which we will provide the Landbay P2P Portfolio Service to you as a Landbay Investor. The service is provided to you by us, Landbay Partners Limited which is authorised and regulated by the Financial Conduct Authority with firm reference number: 719626.

1.2 If you wish to use the Landbay P2P Portfolio Service and become a Landbay Investor, you must comply with these Terms and Conditions.

1.3 Capitalised terms in these Terms and Conditions shall bear the meaning in the Glossary at the end.

2. The services
3. Your money
4. Term of this Agreement and loan duration
5. Complaints and compensation
6. Our charges
7. Discretionary authority and diversification levels
8. Portfolio valuations and reports
9. Intermediary fees and commissions
10. Withdrawing from loans and the assignment process
11. Loan enforcement
12. Missed payments
13. Delegation
14. Conflicts of interest
15. Variation and assignment
16. Data protection
17. Business relief
18. Liability
19. Interpretation
20. Notices
21. Glossary