Key statistics
We’re committed to being open and transparent, so read below for information about our loans and performance.
| Loans originated in | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
|---|---|---|---|---|---|---|
| Actual Arrears (> 45 days)* | 0.00% | 0.00% | 0.00% | 0.00% | 0.49% | 0.00% |
| Expected Defaults** | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| Actual Defaults*** | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
* Actual arrears (as a % of all outstanding balances from loans made in the calendar year of the loan).
** Expected defaults (as a % of all lifetime default rates of amount lent in the calendar year of the loan).
*** Actual defaults (a percentage of the total lent by the platform in the calendar year of the loan).
| Loans originated in | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
|---|---|---|---|---|---|---|
| Actual annual return* | 4.25% | 4.25% | 4.25% | 3.63% | 3.49% | - |
| Estimated annual return* | 4.25% | 4.25% | 4.25% | 3.63% | 3.49% | - |
| Realised %** | 100.00% | 27.80% | n/a | 1.60% | 1.79% | 0.00% |
* %, after fees and bad debts
** principal repaid excluding bad debts
| Loans originated in | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
|---|---|---|---|---|---|---|
| Actual annual return* | 3.35% | 3.35% | 3.35% | 2.91% | 2.48% | - |
| Estimated annual return* | 3.35% | 3.35% | 3.35% | 2.91% | 2.48% | - |
| Realised %** | 100.00% | 56.67% | 20.03% | 13.59% | 29.17% | 7.63% |
* %, after fees and bad debts
** principal repaid excluding bad debts