Key statistics
Our loan book and statistics are available to help you make informed investment decisions.
Greater London 49.41%
South East 23.22%
North West 8.32%
South West 5.86%
East Midlands 3.18%
Yorkshire 3.42%
West Midlands 2.32%
East Anglia 2.23%
Wales 1.78%
North East 0.38%
We recommend that you seek independent financial advice if you are in any doubt as to whether lending via Landbay is suitable for you. Please note, past performance does not guarantee future performance.
| Loans originated in | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
|---|---|---|---|---|---|---|
| Actual Arrears (> 45 days)* | 0.00% | 0.00% | 0.00% | 0.39% | 0.00% | 0.00% |
| Expected Defaults** | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| Actual Defaults*** | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
* Actual arrears (as a % of all outstanding balances from loans made in the calendar year of the loan).
** Expected defaults (as a % of all lifetime default rates of amount lent in the calendar year of the loan).
*** Actual defaults (a percentage of the total lent by the platform in the calendar year of the loan).
| Loans originated in | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
|---|---|---|---|---|---|---|
| Actual annual return* | 4.25% | 4.25% | 4.25% | 3.63% | - | - |
| Estimated annual return* | 4.25% | 4.25% | 4.25% | 3.63% | - | - |
| Realised %** | 50.81% | 18.70% | n/a | 0.70% | 0.47% | 0.00% |
* %, after fees and bad debts
** principal repaid excluding bad debts
| Loans originated in | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
|---|---|---|---|---|---|---|
| Actual annual return* | 3.35% | 3.35% | 3.35% | 2.91% | - | - |
| Estimated annual return* | 3.35% | 3.35% | 3.35% | 2.91% | - | - |
| Realised %** | 100.00% | 53.27% | 0.00% | 10.94% | 12.14% | 0.00% |
* %, after fees and bad debts
** principal repaid excluding bad debts