3 Year Fixed



Earn a fixed rate of interest for up to three years, after which it switches to our Base Rate Tracker. Our only assumption is that you reinvest your interest ‐ if you opt to withdraw it as a monthly income then the rate is 4.2% per annum.

Base Rate Tracker


Per Annum

Earn 3.0% per annum on top of the current Bank of England Base Rate (BBR), currently 0.5%. Interest is paid each month and you can choose to withdraw or compound it. And whenever the BBR moves, our Tracker rate moves too.

Landbay is authorised and regulated by the FCA; peer‐to‐peer lending is not covered by the FSCS. Your capital is at risk. For more details please refer to our full Risk Statement.