Your lending partner
We believe true partnerships are about people not machines
From humble beginnings
We got into this business because we thought buy-to-let lending could be better for brokers, borrowers and investors.
That led us, in 2014, to making our very first loan: a three-bedroom house in Brighton. We’ve come a long way since then. In the years since, we’ve helped more than 2,000 landlords find the funding they need.
Today our goal is to become the go-to funding partner for buy-to-let. And we like to think we’re well on our way.
We’ve come a long way
We’re building a business we’re all proud to be a part of. We’ve loved the journey so far but there’s still so much more we can do.
- 2014We funded our first mortgage
We made our first loan on a three-bedroom house in Brighton
- 2016We entered the cloud
We became one of the first entirely cloud-based companies to achieve full FCA authorisation
- 2017We pioneered ‘Mortgage as a Service’
We completed the first large forward flow funding agreement to provide direct mortgage exposure via the marketplace construct
- 2019We became the first £1bn funder on the Marketplace
We expanded our funding marketplace with the first £1bn funding agreement.
- We built market leading technology
We invested in bespoke technology that would deliver exactly what our customers want, the moment they want it
- 2020We were named Europe’s 11th fastest growing company
Our growth rate of 5,500% over four years was recognised by the FT, who placed us number 11 on their 1000 fastest-growing businesses in Europe.
- 2021We reached £1bn of lending
Our cumulative lending passed £1bn while maintaining industry-leading credit performance
- We became four-times buy-to-let lender of the year
The Mortgage Introducer Awards named us their buy-to-let lender of the year for the fourth year in a row
- 2022We went Carbon Neutral
We made changes across our business, from energy efficiencies to recycling, bringing down our carbon footprint and introducing green mortgage products for our borrowers.
We do things a little differently at Landbay
We’re partners to brokers
We’re proud of being better for brokers than anyone else. What they need, we deliver.
We’re partners to each other
We’re building a business we’re all proud to be a part of, where every voice is heard, and everyone is invested in being a true partner.
We think good enough, isn’t
We invest to be the best. Our old broker portal was good enough but that was never going to be enough for us, so we built a new one.
Doing well and doing good
At Landbay everyone plays a part. Our ESG forum brings together people from across our business to help us drive the ESG agenda.