Buy-to-let affordability: navigating the challenges

24 March 2023

Ben Fernandes


A Landbay Spotlight session, exploring affordability in the buy-to-let market, hosted by Alex Witham.

About the spotlight

Join us for our next Landbay Spotlight session, exploring affordability in the buy-to-let market. You’ll understand better how to calculate affordability, its challenges, and how we can help. 

Topics include:

  • UK economy and property market outlook
  • Stress testing explained
  • Calculating affordability
  • Affordability – then and now
  • Growth of SPVs
  • Variable fee structures

Meet the speakers

Alex Witham

Alex is an experienced business development manager who has previously worked for Natwest and Aldermore banks. Alex covers the East Midlands area, and down to Essex in the South East.

He is known in the industry for helping to provide intermediaries with straight forward solutions to complex buy-to-let lending requirements and is trusted by many of the successful brokerages in his region. Alex has an in-depth technical knowledge of buy-to-let lending, so is happy to really get into the detail of a case. He is keen to help as many intermediaries in his area as he can, so if you have a buy-to-let inquiry you need help with contact Alex.