HMO resource hub
Dive into the world of Houses of Multiple Occupation with this comprehensive resource hub, designed to elevate your expertise and help you serve your clients better.

At a glance
- Growing demand
Our HMO products have been designed to meet the growing demand for higher-yielding rental properties.
- Criteria highlights
Up to 12 beds
Up 80% LTV
Loans up to £1.5M
- Broad range of suitability
We have products for first-time landlords, trading companies and limited company SPVs.
Want a deeper understanding?
Watch our webinar on HMOs with Alex Witham. This session covers everything you need to know, including licensing, planning permission, the conversion process, plus key considerations when taking out a mortgage.
Latest insights
Guide to Houses in Multiple Occupation (HMO)
A house in multiple occupation (HMO) is a property rented by at least three tenants forming more than one household, sharing facilities like
Smart strategies for HMO investment
Investing in houses in multiple occupations (HMOs) can be lucrative for landlords, yet it’s not without complexities. Investors must do thorough research beforehand.
HMO and MUFB products for first-time landlords
Earlier this year, we launched our first range of products aimed specifically at smaller landlords (those with three or fewer properties) and the

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