Product transfer

Product transfers made simple

Simple, quick, and easy: Apply for a product transfer in minutes without paperwork, valuation, or conveyancing fees. The process is efficient and hassle-free, making switching to a new deal more straightforward than ever.
Flexible and competitive: Take advantage of competitive rates across all product types with a straightforward product switch. Whether your client has an HMO, MUFB or Standard property, we’ve got you covered.
Seamless transition: If your client has a mortgage with us that expires within the next 90 days, they can transition smoothly to a new deal. Every product transfer has a 0.35% procuration fee.

What is the procuration fee for a product transfer: Every product transfer has a 0.35% procuration fee.
What cases can apply to a product transfer and when?: Product transfers apply to fixed-rate cases which are within 90 days of coming to the end of the fixed period. Tracker product cases which have reached completion. Plus, no more than 7 years have passed since the physical valuation.
If I’m not the original broker, can I still do a product transfer for the borrower?: Yes. There is a process for the borrowers to confirm they allow you to own the product transfer.
How do you value properties using a product transfer?: We use automated property valuations for product transfers as well as physical valuations.