Like-for-Like Remortgages

Your clients benefit from increased affordability with a reduced ICR stress test of pay rate + 1% and a variable fee structure with our like-for-like remortgage range.

Product Code: LHDB7524257
No ERCs
Small HMO 2 Year Tracker (No ERC) 75% LTV 3% Fee
Property type
HMO
Product type
2 Year Tracker
Max LTV
75%
Rate
1.59% + BBR
Reversion rate
3.49% + BBR
Product fee
3%
Min loan
£75k
Max loan
£1M
Stress Rate
8.84%
BTL Calculator
Product criteria
- No ERCs
- At least one applicant must have previous landlord experience
- Trading companies aren't permitted
- Newbuilds permitted
- No Expats
Product Code: LHDB7524258
No ERCs
Small HMO 2 Year Tracker (No ERC) 75% LTV 5% Fee
Property type
HMO
Product type
2 Year Tracker
Max LTV
75%
Rate
0.49% + BBR
Reversion rate
3.49% + BBR
Product fee
5%
Min loan
£75k
Max loan
£1M
Stress Rate
7.74%
BTL Calculator
Product criteria
- No ERCs
- At least one applicant must have previous landlord experience
- Trading companies aren't permitted
- Newbuilds permitted
- No Expats
Product Code: LHDB7524261
No ERCs
Small MUFB 2 Year Tracker (No ERC) 75% LTV 3% Fee
Property type
MUFB
Product type
2 Year Tracker
Max LTV
75%
Rate
1.59% + BBR
Reversion rate
3.49% + BBR
Product fee
3%
Min loan
£75k
Max loan
£1M
Stress Rate
8.84%
BTL Calculator
Product criteria
- No ERCs
- At least one applicant must have previous landlord experience
- Trading companies aren't permitted
- Newbuilds permitted
- No Expats
Product Code: LHDB7524262
No ERCs
Small MUFB 2 Year Tracker (No ERC) 75% LTV 5% Fee
Property type
MUFB
Product type
2 Year Tracker
Max LTV
75%
Rate
0.49% + BBR
Reversion rate
3.49% + BBR
Product fee
5%
Min loan
£75k
Max loan
£1M
Stress Rate
7.74%
BTL Calculator
Product criteria
- No ERCs
- At least one applicant must have previous landlord experience
- Trading companies aren't permitted
- Newbuilds permitted
- No Expats
Product Code: LHFB6524349
Small MUFB 2 Year Fixed 65% LTV 5% Fee
Property type
MUFB
Product type
2 Year Fixed
Max LTV
65%
Rate
4.84%
Reversion rate
3.49% + BBR
Product fee
5%
Min loan
£75k
Max loan
£1.5M
Stress Rate
6.84%
BTL Calculator
Product criteria
- ERCs: 2%, 2%
- At least one applicant must have previous landlord experience
- Trading companies aren't permitted
- Newbuilds permitted
- No Expats
Product Code: LHFB6524351
Small HMO 2 Year Fixed 65% LTV 5% Fee
Property type
HMO
Product type
2 Year Fixed
Max LTV
65%
Rate
4.84%
Reversion rate
3.49% + BBR
Product fee
5%
Min loan
£75k
Max loan
£1.5M
Stress Rate
6.84%
BTL Calculator
Product criteria
- ERCs: 2%, 2%
- At least one applicant must have previous landlord experience
- Trading companies aren't permitted
- Newbuilds permitted
- No Expats
Product Code: LHFB75231313
Large HMO 2 Year Fixed 75% LTV
Property type
HMO
Product type
2 Year Fixed
Max LTV
75%
Rate
6.19%
Reversion rate
3.49% + BBR
Product fee
5%
Min loan
£100k
Max loan
£1.5M
Stress Rate
8.19%
BTL Calculator
Product criteria
- ERCs: 2%, 2%
- Trading companies aren't permitted
- Newbuilds permitted
- No Expats
Product Code: LHFB75231314
Large MUFB 2 Year Fixed 75% LTV
Property type
MUFB
Product type
2 Year Fixed
Max LTV
75%
Rate
6.19%
Reversion rate
3.49% + BBR
Product fee
5%
Min loan
£100k
Max loan
£1.5M
Stress Rate
8.19%
BTL Calculator
Product criteria
- ERCs: 2%, 2%
- Trading companies aren't permitted
- Newbuilds permitted
- No Expats
Product Code: LHFB7524237-LR
Loyalty Remortgage
Cashback
Loyalty Remortgage Small HMO 2 Year Fixed 75% LTV 4% Fee
Property type
HMO
Product type
2 Year Fixed
Max LTV
75%
Rate
5.24%
Reversion rate
3.49% + BBR
Product fee
4%
Min loan
£75k
Max loan
£1M
Stress Rate
7.24%
BTL Calculator
Product criteria
- ERCs: 2%, 2%
- The case must be a remortgage of an existing Landbay loan
- £350 to be paid to the direct debit account of the case on the Tuesday the week following completion
- Newbuilds permitted
- No Expats
Product Code: LHFB7524239-LR
Loyalty Remortgage
Cashback
Loyalty Remortgage Small MUFB 2 Year Fixed 75% LTV 4% Fee
Property type
MUFB
Product type
2 Year Fixed
Max LTV
75%
Rate
5.24%
Reversion rate
3.49% + BBR
Product fee
4%
Min loan
£75k
Max loan
£1M
Stress Rate
7.24%
BTL Calculator
Product criteria
- ERCs: 2%, 2%
- The case must be a remortgage of an existing Landbay loan
- £350 to be paid to the direct debit account of the case on the Tuesday the week following completion
- Newbuilds permitted
- No Expats

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Like-for-Like Remortgages

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Small HMO 2 Year Tracker (No ERC) 75% LTV 3% Fee

Product criteria

Small HMO 2 Year Tracker (No ERC) 75% LTV 5% Fee

Product criteria

Small MUFB 2 Year Tracker (No ERC) 75% LTV 3% Fee

Product criteria

Small MUFB 2 Year Tracker (No ERC) 75% LTV 5% Fee

Product criteria

Small MUFB 2 Year Fixed 65% LTV 5% Fee

Product criteria

Small HMO 2 Year Fixed 65% LTV 5% Fee

Product criteria

Large HMO 2 Year Fixed 75% LTV

Product criteria

Large MUFB 2 Year Fixed 75% LTV

Product criteria

Loyalty Remortgage Small HMO 2 Year Fixed 75% LTV 4% Fee

Product criteria

Loyalty Remortgage Small MUFB 2 Year Fixed 75% LTV 4% Fee

Product criteria

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