Product Product type Rate Reversion Max LTV ERCs Product fee
Standard Standard 2 Year Fixed Standard 2 Year Fixed 3.09% 4.75% + LIBOR 75% 2%/2% 1.75%
Standard 2 Year Fixed 3.49% 4.75% + LIBOR 80% 2%/2% 1.75%
Standard 3 Year Fixed Standard 3 Year Fixed 3.39% 4.75% + LIBOR 75% 3%/2%/2% 1.75%
Standard 3 Year Fixed 3.79% 4.75% + LIBOR 80% 3%/2%/2% 1.75%
Standard 5 Year Fixed Standard 5 Year Fixed 3.59% 4.75% + LIBOR 65% 5%/5%/3%/2%/2% 2.00%
Standard 5 Year Fixed 3.75% 4.75% + LIBOR 75% 5%/5%/3%/2%/2% 2.00%
Standard 5 Year Fixed 3.99% 4.75% + LIBOR 80% 5%/5%/3%/2%/2% 2.00%
Standard Term Tracker (No ERC) Standard Term Tracker (No ERC) 3.90% (3.10% + LIBOR) n/a 65% n/a 1.75%
Standard Term Tracker (No ERC) 4.05% (3.25% + LIBOR) n/a 75% n/a 1.75%
Standard Term Tracker (No ERC) 4.30% (3.50% + LIBOR) n/a 80% n/a 1.75%
HMO Small HMO/MUFB 2 Year Fixed Small HMO/MUFB 2 Year Fixed 3.09% 4.75% + LIBOR 75% 2%/2% 2.00%
Small HMO/MUFB 5 Year Fixed Small HMO/MUFB 5 Year Fixed 3.75% 4.75% + LIBOR 75% 5%/5%/3%/2%/2% 2.00%
Small HMO/MUFB Term Tracker (No ERC) Small HMO/MUFB Term Tracker (No ERC) 4.05% (3.25% + LIBOR) n/a 75% n/a 2.00%
Large HMO/MUFB 2 Year Fixed Large HMO/MUFB 2 Year Fixed 3.59% 4.75% + LIBOR 75% 2%/2% 2.00%
Large HMO/MUFB 5 Year Fixed Large HMO/MUFB 5 Year Fixed 3.99% 4.75% + LIBOR 75% 5%/5%/3%/2%/2% 2.00%
Large HMO/MUFB Term Tracker (No ERC) Large HMO/MUFB Term Tracker (No ERC) 4.20% (3.40% + LIBOR) n/a 75% n/a 2.00%
Expat Expat 2 Year Fixed Expat 2 Year Fixed 3.99% 4.75% + LIBOR 70% 2%/2% 2.00%
Expat 5 Year Fixed Expat 5 Year Fixed 4.29% 4.75% + LIBOR 70% 5%/5%/3%/2%/2% 2.00%
Expat Term Tracker (No ERC) Expat Term Tracker (No ERC) 4.20% (3.40% + LIBOR) n/a 70% n/a 2.00%
Product fee max. LTV includes product fee where the product fee has been added to the loan amount

Our fees

Standard Small HMO Large HMO/MUFB
Up to £150,000 £230 (+£150 admin fee) £550 (+£150 admin fee) £875 (+£150 admin fee)
£150,001 - £200,000 £255 (+£150 admin fee) £580 (+£150 admin fee) £875 (+£150 admin fee)
£200,001 - £250,000 £285 (+£150 admin fee) £580 (+£150 admin fee) £950 (+£150 admin fee)
£250,001 - £300,000 £340 (+£150 admin fee) £580 (+£150 admin fee) £1025 (+£150 admin fee)
£300,001 - £400,000 £395 (+£150 admin fee) £650 (+£150 admin fee) £1200 (+£150 admin fee)
£400,001 - £500,000 £450 (+£150 admin fee) £750 (+£150 admin fee) £1325 (+£150 admin fee)
£500,001 - £600,000 £510 (+£150 admin fee) £790 (+£150 admin fee) £1450 (+£150 admin fee)
£600,001 - £700,000 £560 (+£150 admin fee) £860 (+£150 admin fee) £1575 (+£150 admin fee)
£700,001 - £800,000 £640 (+£150 admin fee) £930 (+£150 admin fee) £1700 (+£150 admin fee)
£800,001 - £900,000 £700 (+£150 admin fee) £1000 (+£150 admin fee) £1825 (+£150 admin fee)
£900,001 - £1,000,000 £790 (+£150 admin fee) £1090 (+£150 admin fee) £1950 (+£150 admin fee)
Over £1,000,000 Quote Quote Quote
Expatriates will be charged a £100 administration fee in addition to the above charges. A large HMO will be classed as any property with more than 6 bedrooms. Please note, the administration fee is non-refundable and applications will not be accepted until all fees have been paid.