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Product Product type Rate Max LTV* Min loan Max loan Product fee ICR BTL calculator
Limited Edition Remortgage Standard Standard 5 Year Fixed Limited Edition Remortgage Standard Standard 5 Year Fixed 2.95% 65% £250k 500k 1.50% 2.95%
Limited Edition Remortgage Standard Standard 5 Year Fixed 3.09% 75% £250k 500k 1.50% 3.09%
Limited Edition Remortgage Free Valuation Standard 5 Year Fixed Limited Edition Remortgage Free Valuation Standard 5 Year Fixed 3.09% 75% £250k 500k 1.75% 3.09%
Limited Edition Remortgage Small HMO Small HMO 5 Year Fixed Limited Edition Remortgage Small HMO Small HMO 5 Year Fixed 3.34% 75% £250k 500k 1.50% 3.34%
Limited Edition Remortgage Small MUFB Small MUFB 5 Year Fixed Limited Edition Remortgage Small MUFB Small MUFB 5 Year Fixed 3.34% 75% £250k 500k 1.50% 3.34%
Remortgage Free Valuation Standard 2 Year Fixed Remortgage Free Valuation Standard 2 Year Fixed 2.99% 75% £30k £1M 1.75% 5.50%
Standard 5 Year Fixed Remortgage Free Valuation Standard 5 Year Fixed 3.24% 75% £30k £1M 1.75% 3.24%
Special Edition Standard Standard 2 Year Fixed Special Edition Standard Standard 2 Year Fixed 2.79% 70% £30k £1.5M 1.50% 5.50%
Standard 5 Year Fixed Special Edition Standard Standard 5 Year Fixed 2.89% 50% £30k £1.5M 1.50% 2.89%
Special Edition Standard Standard 5 Year Fixed 2.99% 70% £30k £1.5M 1.50% 2.99%
Special Edition Small HMO Small HMO 2 Year Fixed Special Edition Small HMO Small HMO 2 Year Fixed 2.89% 70% £30k £1M 1.75% 5.50%
Small HMO 5 Year Fixed Special Edition Small HMO Small HMO 5 Year Fixed 3.14% 70% £30k £1M 2.00% 3.14%
Special Edition Green (EPC A/B) Standard 5 Year Fixed Special Edition Green (EPC A/B) Standard 5 Year Fixed 2.89% 70% £30k £1.5M 1.50% 2.89%
Special Edition Green (EPC C) Standard 5 Year Fixed Special Edition Green (EPC C) Standard 5 Year Fixed 2.94% 70% £30k £1.5M 1.50% 2.94%
Trading Company Standard 2 Year Fixed Trading Company Standard 2 Year Fixed 3.39% 75% £75k £1M 1.50% 5.50%
Standard 5 Year Fixed Trading Company Standard 5 Year Fixed 3.69% 75% £75k £1.5M 1.75% 3.69%
Small HMO 2 Year Fixed Trading Company Small HMO 2 Year Fixed 3.65% 75% £75k £1M 2.00% 5.50%
Small HMO 5 Year Fixed Trading Company Small HMO 5 Year Fixed 3.99% 75% £75k £1.5M 2.00% 3.99%
Small MUFB 2 Year Fixed Trading Company Small MUFB 2 Year Fixed 3.65% 75% £75k £1M 2.00% 5.50%
Small MUFB 5 Year Fixed Trading Company Small MUFB 5 Year Fixed 3.99% 75% £75k £1.5M 2.00% 3.99%
Small Portfolio Landlord (Max Four Properties) Standard 2 Year Fixed Small Portfolio Landlord (Max Four Properties) Standard 2 Year Fixed 2.85% 65% £75k £1.5M 1.50% 5.50%
Small Portfolio Landlord (Max Four Properties) Standard 2 Year Fixed 2.95% 75% £75k £1M 1.50% 5.50%
Standard 5 Year Fixed Small Portfolio Landlord (Max Four Properties) Standard 5 Year Fixed 3.04% 65% £75k £1.5M 1.50% 3.04%
Small Portfolio Landlord (Max Four Properties) Standard 5 Year Fixed 3.14% 75% £75k £1M 1.50% 3.14%
Small Portfolio Landlord (Max Four Properties) Standard 5 Year Fixed 3.14% 75% £1M £1.5M 1.50% 3.14%
Small Portfolio Landlord (Max Four Properties)
Remortgage
Free Valuation
Standard 2 Year Fixed Small Portfolio Landlord (Max Four Properties)
Remortgage
Free Valuation
Standard 2 Year Fixed
2.95% 75% £75k £1M 1.75% 5.50%
Standard 5 Year Fixed Small Portfolio Landlord (Max Four Properties)
Remortgage
Free Valuation
Standard 5 Year Fixed
3.14% 75% £75k £1M 1.75% 3.14%
Standard 2 Year Fixed Standard 2 Year Fixed Standard 2 Year Fixed Standard 2 Year Fixed 2.89% 65% £30k £2M 1.50% 5.50%
Standard 2 Year Fixed Standard 2 Year Fixed 2.99% 75% £30k £1M 1.50% 5.50%
Standard 2 Year Fixed Standard 2 Year Fixed 3.79% 80% £100k £750k 2% 5.50%
New Build Standard 2 Year Fixed Standard 2 Year Fixed New Build Standard 2 Year Fixed 3.09% 75% £30k £750k 1.50% 5.50%
Standard 5 Year Fixed Standard 5 Year Fixed Standard 5 Year Fixed Standard 5 Year Fixed 3.14% 65% £30k £2M 1.50% 3.14%
Standard 5 Year Fixed Standard 5 Year Fixed 3.19% 70% £30k £1.5M 1.50% 3.19%
Standard 5 Year Fixed Standard 5 Year Fixed 3.24% 75% £30k £1M 1.50% 3.24%
Standard 5 Year Fixed Standard 5 Year Fixed 3.24% 75% £1M £1.5M 1.50% 3.24%
Standard 5 Year Fixed Standard 5 Year Fixed 3.99% 80% £100k £750k 2% 3.99%
New Build Standard 5 Year Fixed Standard 5 Year Fixed New Build Standard 5 Year Fixed 3.24% 65% £30k £1M 1.50% 3.24%
Standard 5 Year Fixed New Build Standard 5 Year Fixed 3.24% 65% £1M £1.5M 1.50% 3.24%
Standard 5 Year Fixed New Build Standard 5 Year Fixed 3.34% 75% £30k £750k 1.50% 3.34%
Standard 5 Year Fixed New Build Standard 5 Year Fixed 3.34% 75% £750k £1M 1.50% 3.34%
HMO/MUFB Small HMO 2 Year Fixed HMO/MUFB Small HMO 2 Year Fixed 3.24% 65% £30k £1.5M 1.50% 5.50%
HMO/MUFB Small HMO 2 Year Fixed 3.34% 75% £30k £1M 1.50% 5.50%
Small HMO 5 Year Fixed HMO/MUFB Small HMO 5 Year Fixed 3.49% 65% £30k £1.5M 1.75% 3.49%
HMO/MUFB Small HMO 5 Year Fixed 3.59% 75% £30k £1M 1.75% 3.59%
HMO/MUFB Small HMO 5 Year Fixed 3.59% 75% £1M £1.5M 1.75% 3.59%
Small MUFB 2 Year Fixed HMO/MUFB Small MUFB 2 Year Fixed 3.24% 65% £30k £1.5M 1.50% 5.50%
HMO/MUFB Small MUFB 2 Year Fixed 3.34% 75% £30k £1M 1.50% 5.50%
Small MUFB 5 Year Fixed HMO/MUFB Small MUFB 5 Year Fixed 3.49% 65% £30k £1.5M 1.75% 3.49%
HMO/MUFB Small MUFB 5 Year Fixed 3.59% 75% £30k £1M 1.75% 3.59%
HMO/MUFB Small MUFB 5 Year Fixed 3.59% 75% £1M £1.5M 1.75% 3.59%
Large HMO 2 Year Fixed HMO/MUFB Large HMO 2 Year Fixed 3.69% 70% £30k £1.5M 2.00% 5.50%
HMO/MUFB Large HMO 2 Year Fixed 3.79% 75% £100k £1M 2.00% 5.50%
Large HMO 5 Year Fixed HMO/MUFB Large HMO 5 Year Fixed 3.89% 70% £30k £1.5M 2.00% 3.89%
HMO/MUFB Large HMO 5 Year Fixed 3.99% 75% £100k £1.5M 2.00% 3.99%
Large MUFB 2 Year Fixed HMO/MUFB Large MUFB 2 Year Fixed 3.69% 70% £30k £1.5M 2.00% 5.50%
HMO/MUFB Large MUFB 2 Year Fixed 3.79% 75% £100k £1M 2.00% 5.50%
Large MUFB 5 Year Fixed HMO/MUFB Large MUFB 5 Year Fixed 3.89% 70% £30k £1.5M 2.00% 3.89%
HMO/MUFB Large MUFB 5 Year Fixed 3.99% 75% £100k £1.5M 2.00% 3.99%
New Build Small HMO 2 Year Fixed HMO/MUFB New Build Small HMO 2 Year Fixed 3.44% 75% £30k £750k 1.75% 5.50%
New Build Small HMO 5 Year Fixed HMO/MUFB New Build Small HMO 5 Year Fixed 3.69% 75% £30k £750k 2.00% 3.69%
HMO/MUFB New Build Small HMO 5 Year Fixed 3.69% 75% £750k £1M 2.00% 3.69%
New Build Small MUFB 2 Year Fixed HMO/MUFB New Build Small MUFB 2 Year Fixed 3.44% 75% £30k £750k 1.75% 5.50%
New Build Small MUFB 5 Year Fixed HMO/MUFB New Build Small MUFB 5 Year Fixed 3.69% 75% £30k £750k 2.00% 3.69%
HMO/MUFB New Build Small MUFB 5 Year Fixed 3.69% 75% £750k £1M 2.00% 3.69%
Tracker Standard Term Tracker Tracker Standard Term Tracker 3.30% (3.20% + BBR) 60% £30k £1.5M 2.00% 5.50%
Tracker Standard Term Tracker 3.55% (3.45% + BBR) 75% £30k £1.0M 2.00% 5.50%
New Build Standard Term Tracker Tracker New Build Standard Term Tracker 3.55% (3.45% + BBR) 75% £30k £750k 2.00% 5.50%
Small HMO Tracker Tracker Small HMO Tracker 3.45% (3.35% + BBR) 60% £30k £1.5M 2.00% 5.50%
Tracker Small HMO Tracker 3.55% (3.45% + BBR) 75% £30k £1.0M 2.00% 5.50%
Small MUFB Tracker Tracker Small MUFB Tracker 3.45% (3.35% + BBR) 60% £30k £1.5M 2.00% 5.50%
Tracker Small MUFB Tracker 3.55% (3.45% + BBR) 75% £30k £1.0M 2.00% 5.50%
New Build Small HMO Term Tracker Tracker New Build Small HMO Term Tracker 3.55% (3.45% + BBR) 75% £30k £750k 2.00% 5.50%
New Build Small MUFB Term Tracker Tracker New Build Small MUFB Term Tracker 3.55% (3.45% + BBR) 75% £30k £750k 2.00% 5.50%
Large HMO Tracker Tracker Large HMO Tracker 4.05% (3.95% + BBR) 60% £30k £1.5M 2.00% 5.50%
Tracker Large HMO Tracker 4.10% (4.00% + BBR) 70% £30k £1.5M 2.00% 5.50%
Large MUFB Tracker Tracker Large MUFB Tracker 4.05% (3.95% + BBR) 60% £30k £1.5M 2.00% 5.50%
Tracker Large MUFB Tracker 4.10% (4.00% + BBR) 70% £30k £1.5M 2.00% 5.50%
Green (EPC A/B) Standard 2 Year Fixed Green (EPC A/B) Standard 2 Year Fixed 2.89% 75% £30k £1.0M 1.50% 5.50%
Standard 5 Year Fixed Green (EPC A/B) Standard 5 Year Fixed 3.09% 70% £75k £1.5M 1.50% 3.09%
Green (EPC A/B) Standard 5 Year Fixed 3.14% 75% £30k £1.0M 1.50% 3.14%
Small HMO 5 Year Fixed Green (EPC A/B) Small HMO 5 Year Fixed 3.49% 75% £30k £1.0M 1.75% 3.49%
Small MUFB 5 Year Fixed Green (EPC A/B) Small MUFB 5 Year Fixed 3.49% 75% £30k £1.0M 1.75% 3.49%
Green (EPC A/B)
Small Portfolio Landlord (Max Four Properties)
Standard 5 Year Fixed Green (EPC A/B)
Small Portfolio Landlord (Max Four Properties)
Standard 5 Year Fixed
2.94% 65% £75k £1.5M 1.50% 2.94%
Green (EPC A/B)
Small Portfolio Landlord (Max Four Properties)
Standard 5 Year Fixed
3.04% 75% £75k £1.5M 1.50% 3.04%
Green (EPC C) Standard 2 Year Fixed Green (EPC C) Standard 2 Year Fixed 2.94% 75% £30k £1.0M 1.50% 5.50%
Standard 5 Year Fixed Green (EPC C) Standard 5 Year Fixed 3.14% 70% £75k £1.5M 1.50% 3.14%
Green (EPC C) Standard 5 Year Fixed 3.19% 75% £30k £1.0M 1.50% 3.19%
Small HMO 5 Year Fixed Green (EPC C) Small HMO 5 Year Fixed 3.54% 75% £30k £1.0M 1.75% 3.54%
Small MUFB 5 Year Fixed Green (EPC C) Small MUFB 5 Year Fixed 3.54% 75% £30k £1.0M 1.75% 3.54%
Green (EPC C)
Small Portfolio Landlord (Max Four Properties)
Standard 5 Year Fixed Green (EPC C)
Small Portfolio Landlord (Max Four Properties)
Standard 5 Year Fixed
2.99% 65% £75k £1.5M 1.50% 2.99%
Green (EPC C)
Small Portfolio Landlord (Max Four Properties)
Standard 5 Year Fixed
3.09% 75% £75k £1.5M 1.50% 3.09%
First Time Landlord Small HMO Small HMO 2 Year Fixed First Time Landlord Small HMO Small HMO 2 Year Fixed 3.39% 70% £30k £1.0M 1.50% 5.50%
Small HMO 5 Year Fixed First Time Landlord Small HMO Small HMO 5 Year Fixed 3.69% 70% £30k £1.0M 1.50% 3.69%
First Time Landlord Small MUFB Small MUFB 2 Year Fixed First Time Landlord Small MUFB Small MUFB 2 Year Fixed 3.39% 70% £30k £1.0M 1.50% 5.50%
Small MUFB 5 Year Fixed First Time Landlord Small MUFB Small MUFB 5 Year Fixed 3.69% 70% £30k £1.0M 1.50% 3.69%
There are no products available matching the selected criteria. Please adjust the filters above to see what range of products we offer or speak to your BDM for further criteria questions.
3 months LIBOR repriced on the 1st April 2021 at 0.08%. BBR repriced on the 1st April 2021 at 0.10%.
Cashback will be paid directly to the borrower once the first mortgage payment is received.

Our Application Fees - Valuation and Administration

Standard Small HMO Large HMO/MUFB
Up to £150,000 £230 (+£150 admin fee) £550 (+£150 admin fee) £875 (+£150 admin fee)
£150,001 - £200,000 £255 (+£150 admin fee) £580 (+£150 admin fee) £875 (+£150 admin fee)
£200,001 - £250,000 £285 (+£150 admin fee) £580 (+£150 admin fee) £950 (+£150 admin fee)
£250,001 - £300,000 £340 (+£150 admin fee) £580 (+£150 admin fee) £1025 (+£150 admin fee)
£300,001 - £400,000 £395 (+£150 admin fee) £650 (+£150 admin fee) £1200 (+£150 admin fee)
£400,001 - £500,000 £450 (+£150 admin fee) £750 (+£150 admin fee) £1325 (+£150 admin fee)
£500,001 - £600,000 £510 (+£150 admin fee) £790 (+£150 admin fee) £1450 (+£150 admin fee)
£600,001 - £700,000 £560 (+£150 admin fee) £860 (+£150 admin fee) £1575 (+£150 admin fee)
£700,001 - £800,000 £640 (+£150 admin fee) £930 (+£150 admin fee) £1700 (+£150 admin fee)
£800,001 - £900,000 £700 (+£150 admin fee) £1000 (+£150 admin fee) £1825 (+£150 admin fee)
£900,001 - £1,000,000 £790 (+£150 admin fee) £1090 (+£150 admin fee) £1950 (+£150 admin fee)
£1,000,001 - £1,200,000 £895 (+£150 admin fee) Quote Quote
£1,200,001 - £1,400,000 £1050 (+£150 admin fee) Quote Quote
£1,400,001 - £1,600,000 £1205 (+£150 admin fee) Quote Quote
£1,600,001 - £1,800,000 £1410 (+£150 admin fee) Quote Quote
£1,800,001 - £2,000,000 £1670 (+£150 admin fee) Quote Quote
Over £2,000,000 Quote Quote Quote
A large HMO will be classed as any property with more than 6 bedrooms. Where there are 7 occupants in a 6 or less bedroom HMO the large HMO scale may be used. If the surveyor deems the property to be of certain complexity, a quote will be required, which may result in an additional charge.