Using our buy-to-let calculator

At a glance

Product specific calculations: Our unique calculator allows you to instantly calculate the maximum loan size, ICR and minimum rental income needed for each product.
Supports multiple property types: Our buy-to-tet calculator supports multiple property types, including standard properties, HMOs, and MUFBs.
For individuals, SPV's and LLP's: By incorporating these diverse client structures, this tool is designed to support you in managing a wide array of client scenarios, enhancing your service offerings and facilitating more informed decision-making.
Instant and easy to use: This tool’s intuitive interface and swift processing help streamline the mortgage application process, making it a valuable resource for handling complex mortgage scenarios, enabling you to provide tailored and precise advice efficiently.

Using the BTL calculator

Step 1: Access the calculator: Go to our home page.

Select ‘Intermediaries’ and click on ‘Products’> ‘BTL Calculator.’

Use filtering options to narrow down products by type.
Step 2: Run the affordability calculator: Run the calculator on individual products or compare up to 6 products by selecting them and clicking the purple button.

Answer the questions and click ‘Calculate Affordability’ to view maximum borrowing.

Note: Landbay accepts market rental and personal income (excluding gross rental/future income) for personally owned properties.
Step 3: Save and share the results: View the maximum loan based on rental income or switch to the minimum rental income required for a desired loan.

Start a DIP or click ‘Print’ to save results.

View up to 4 products side by side and download the comparison.

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At a glance

Using the BTL calculator

Latest insights

Guide to Houses in Multiple Occupation (HMO)

Smart strategies for HMO investment

HMO and MUFB products for first-time landlords

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