Press Releases

Landbay lowers rates on its two-year buy-to-let range

20 September 2022

Nick Joelson


Landbay is bucking the trend of rising rates, by today (Tuesday 20th September) lowering interest rates on its two-year fixed rate buy-to-let mortgages. This will apply to standard properties, houses in multiple occupation (HMOs) and multi-unit freehold blocks (MUFBs).

Landbay can do this due to its diverse range of funders.  The rate changes are:

•          Standard property 2 Year 75% LTV fixed – 4.89% reduced by 0.10% from 4.99%

•          Standard property 2 Year 80% LTV fixed – 5.09% reduced by 0.20% from 5.29%

•          Small HMO 2 Year 75% LTV fixed – 4.89% reduced by 0.30% from 5.19%

•          Small MUFB 2 Year 75% LTV fixed – 4.89% reduced by 0.30% from 5.19%

Earlier in the month it also reduced rates on its term tracker range by as much as 0.86% across HMOs and MUFBs on both new builds as well as older properties.

Paul Brett, Landbay’s managing director, intermediaries commented: “Our wide and diverse range of funding enables us to reduce our rates for borrowers when most rates from other lenders continue to rise.

“With the Bank of England widely expected to raise base rate again later this week, we recognise that this is a really important time for landlords and property investors to lock into a lower-cost fixed-rate deal. This rate reduction on our two-year fixed-rate range will enable investors to remove some of the volatility from their costs, providing an element of certainty at this crucial and uncertain time.”


For further information please contact:

Debbie Staveley, CEO, bClear Communications

Tel: 07531 714267