• HMOs & MUFBs
  • LLPs, SPVs & trading companies
  • Portfolio landlords
  • Tenants in receipt of benefits
  • Day 1 Re-mortgages

Quick quote/ DIP

  • 5-minute online form
  • Essential criteria checks
  • Affordability testing

Offer in principle

  • 2-day turnaround
  • Includes credit search
  • Full Mortgage Application
  • Offer usually provided within 1 day of satisfactory valuation

100% online broker portal

  • Paper-free process from DIP to completion
  • Upload key documentation and receive case updates, via the portal
  • E-signature documentation
  • Buy-to-Let Lender
    of the Year 2018
  • Positioned 20th in the Deloitte
    Fast 50 ranking
  • Best Buy-to-Let Lender of the
    Year 2019 - Financial Reporter
  • Winner of the 2019 What
    Mortgage Awards
  • Winner of 2019 Buy-to-Let
    Mortgage Lender of the Year

How we fund our mortgages

Landbay allows retail and institutional investors to fund specialist buy-to-let mortgages for responsible landlords.
All mortgages are funded using our direct lending model and operate in the same way as any other mortgage. The borrower has no contact with the investors, dealing with Landbay only at the point of origination and completion.

Responsible lending

Landbay is authorised and regulated by the Financial Conduct Authority. All credit decisions are made by our expert team of specialist underwriters. For more information about how we fund our mortgages, contact enquiries@landbay.co.uk
  • FCA
    Authorised and regulated by the
    Finacial Conduct Authority
  • P2PFA
    Member of the Peer-to-Peer
    Finance Association (P2PFA)
  • Zoopla
    Parthership with Zoopla

Our intermediary partners

Our exclusive network of specialist network partners is made up of a distinguished group of Packagers, Networks, Clubs and NACFB members operating across the UK.

Our Conveyancer Partners

Our network of approved conveyancing partners can be found below.

Applicants can choose to appoint an approved conveyancer to act for them and Landbay on a joint-representation basis. Alternatively, applicants can select a conveyancing firm who are not on our approved panel to act for them and Landbay will instruct our own conveyancing partner to act on our behalf on a separate-representation basis.

Please note our panel is currently closed for new applications.

Possibilities in partnership

From offering your clients a tailored underwriting service to supporting your knowledge of the latest market regulation, our specialist lending team is dedicated to working alongside you so that, together, we can deliver a faster and more efficient service to your clients.