The Landbay Experience

Great service, with direct access to underwriters & instant Decision in Principle

  • Fixed rates from 2.65%
  • Up to 80% LTV
  • HMO & MUFB products for first-time landlords
  • HMOs & MUFBs
  • LLPs, SPVs & Limited Companies
  • Portfolio landlords
  • Tenants in receipt of benefits
  • Day 1 Re-mortgages

Instant DIP

  • 2-minute online form
  • Essential criteria checks
  • Affordability testing

Offer in principle

  • 2-day turnaround
  • Includes credit search
  • Full Mortgage Application
  • Offer usually provided within 1 day of satisfactory valuation

100% online broker portal

  • Paper-free process from DIP to completion
  • Upload key documentation and receive case updates, via the portal
  • E-signature documentation
  • Buy-to-Let Lender
    of the Year 2020
  • Positioned 6th in the Deloitte
    Fast 50 ranking
  • Best Buy-to-Let Lender of the
    Year 2019 - Financial Reporter
  • Winner of the 2020
    What Mortgage Awards
  • Winner of 2019 Buy-to-Let
    Mortgage Lender of the Year

Responsible lending

Landbay is authorised and regulated by the Financial Conduct Authority. All credit decisions are made by our expert team of specialist underwriters. For more information about how we fund our mortgages, contact

Our intermediary partners

Our exclusive network of specialist network partners is made up of a distinguished group of Packagers, Networks, Clubs and NACFB members operating across the UK.

Our conveyancer partners

Landbay has an extensive panel to choose from. We will instruct on a joint representation basis any firm selected from our panel. Should a firm not be on our approved panel we can either instruct on a separate representation basis.

Possibilities in partnership

From offering your clients a tailored underwriting service to supporting your knowledge of the latest market regulation, our specialist lending team is dedicated to working alongside you so that, together, we can deliver a faster and more efficient service to your clients.