• HMOs & MUFBs
  • LLPs, SPVs & trading companies
  • Portfolio landlords
  • Tenants in receipt of benefits
  • Expats

Quick quote/ DIP

  • 5-minute online form
  • Essential criteria checks
  • Affordability testing

Offer in principle

  • 2-day turnaround
  • Includes credit search
  • Full Mortgage Application
  • Offer usually provided within 1 day of satisfactory valuation

100% online broker portal

  • Paper-free process from DIP to completion
  • Upload key documentation and receive case updates, via the portal
  • E-signature documentation
  • Download guide

How we fund our mortgages

Landbay allows retail and institutional investors to fund specialist buy-to-let mortgages for responsible landlords.

All mortgages are funded using our direct lending model and operate in the same way as any other mortgage. The borrower has no contact with the investors, dealing with Landbay only at the point of origination and completion.

Responsible lending

Landbay is authorised and regulated by the Financial Conduct Authority. All credit decisions are made by our expert team of specialist underwriters. For more information about how we fund our mortgages, contact enquiries@landbay.co.uk

  • UK Finance

    Member of UK Finance

  • IMLA

    Member of the Intermediary
    Mortgage Lenders Association

  • NACFB

    Patron of the National Association
    of Commercial Finance Brokers

Our intermediary partners

Our exclusive network of specialist network partners is made up of a distinguished group of Packagers, Networks, Clubs and NACFB members, operating across the UK.

Our Conveyancer Partners

Our network of conveyancer partners is growing all the time. If you would like to join our panel on a joint-representation basis, you must either be a solicitor with four or more SRA partners or a licensed conveyancer.

Applicants may select a conveyancing firm from our panel or suggest a firm to Landbay. Approval will be subject to their meeting Landbay conveyancing requirements.

Specialists in buy-to-let lending

Our talented team of sales and lending experts provide you with the support and clarity you need to place your cases with confidence. Key members include:

Possibilities in partnership

From offering your clients a tailored underwriting service to supporting your knowledge of the latest market regulation, our specialist lending team is dedicated to working alongside you so that, together, we can deliver a faster and more efficient service to your clients.